Destination Retirement

Introducing Destination Retirement

Destination Retirement is a pioneering retirement planning and advice service for people who are thinking about their retirement or are ready to transition towards their life after work.

It’s simply designed so people can move forward one step at a time at their own pace.

The Retirement Planner helps people create a personal plan for their retirement based on the savings they have and the things they want to spend their money on. They can then adjust their savings, lifestyle, and timescales as many times as they want, to create a plan that works for them.

When it's time to put their plan into action, the Retirement Income Advice service provides regulated financial advice on how to do this in the most efficient way possible. So, they won't pay more tax than they need to, to get most out of their retirement income.

What's more, our service supports people throughout their life after work so they can be confident that if things change, their plan can adapt.

We’re authorised to provide regulated advice by our financial regulator, the Financial Conduct Authority. This means we’re liable for the advice we provide and can be held to account for it by a third party, the Financial Ombudsman.

Discover how Destination Retirement can __work for your organisation...__

__Better retirement planning__ is in your hands

Until now, quality financial advice has felt unattainable for so many, too costly and complex. But you have the chance to offer your colleagues a solution that helps them plan for a better later life. One that helps them make smart choices, provides peace of mind and shows them how their money can go further.

A __personalised__ retirement plan

Our Retirement Planner helps people think about the retirement they’d like, and to identify and prioritise what they’ll spend their money on. Using their information, it creates a personalised retirement plan that shows whether they can achieve what they want from retirement with the resources they have.

Access to __high quality regulated advice__

Retirement Income Advice is a service developed using the latest technology and powered by the consumer insight and expertise we’ve gained from years of experience in UK retirement markets. It transforms the way your people can access fully regulated, impartial and professional advice on pensions, savings, and investments.

Ongoing __support__

We’ve made sure our service is as easy as possible to use for people with all levels of financial experience. It breaks down the retirement planning process and is written in plain English – we don’t use jargon. Plus, support from our UK-based retirement specialists is available by phone, screen-share, or webchat.

Only __high-quality__ advice

Users can change their information as much as they like to see what impact it will have. And once they have a plan they’re happy with, we’ll provide regulated advice detailing the most suitable financial products to make the plan a reality. If they’re happy with our recommendations, we’ll put their plan in to action, manage their retirement income and provide ongoing advice reviews. Our strong advice principles and customer focus help ensure we give the best possible advice to everyone and have the complete confidence to stand behind it. Our robust approach to governance helps us fulfil all our regulatory obligations. What’s more, our service has been thoroughly tested by our multi-skilled in-house advice team. So, you can rest assured that our Retirement Income Advice service will only ever provide your colleagues with high-quality advice.

Keeping plans __on track__

After plans have been put into action, our service monitors the performance of people’s investments for them. So, unless they hear from us, they can be confident that their plan is on track to help them achieve the retirement they’ve planned for.

Retirement specialists __you can rely on__

We focus solely on retirement markets, so we have a deep understanding of the needs and aspirations of people in later life. Our digital team has been developing market-leading financial technology in the at-retirement space for over 20 years . Today, our retirement income software is widely used by employee benefits consultants and financial services companies. We are part of HUB Financial Solutions, who are currently the UK's biggest retirement income broker.

Ready to make better retirements happen

To see just how beneficial Destination Retirement can be to your organisation, and how empowering it can be for your colleagues considering transitioning towards retirement, get in touch to arrange a demonstration or for more information.

HUB Financial Solutions

We provide tailored retirement solutions and services to UK businesses and other organisations to help their customers achieve a better later life.

Learn More

Guidance services

If you’re an organisation operating in UK retirement markets, you may have customers or pension scheme members who need assistance with their pension savings but don’t need full regulated advice.

Learn More